Tennessee

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Hendersonville, Tennessee CD Rates – 6-Month

You are viewing rates from banks across Hendersonville





Below are the best six-month CD Rates from banks with branches in Hendersonville, Tennessee . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Hendersonville, TN - August 2, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 5.20% → 4.80%

| Sep 19, 2019

No Specials are being offered. These rates are wrong. Read More

Rate History: 2.52% → 2.27% → 2.52% → 4.75% → 4.50%

| Jul 7, 2022

Insbank 1 yr is 1.5 % 18month is 1.6% 7-7-2022 Read More

Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.40% → 4.35% → 4.00% → 4.15% → 4.40%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.75%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 4.07% → 3.61%

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 2.50% → 2.51% → 2.01% → 2.00%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

| Nov 4, 2019

So convenient, the branch is right around the corner and the process (paper work) was minimal. I had some extra cash sitting in a very low interest rate savings account in another state that made sense to ... Read More

0.40%

$10,000

19.46

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0.40%

$10,000

17.62

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0.40%

$10,000

19.42

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0.40%

$100,000

10.09

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0.35%

$10,000

18.84

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0.35%

$10,000

17.00

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0.33%

$10,000

15.44

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0.30%

$10,000

10.09

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| Mar 5, 2019

Pinnacle has not had a 3% CD since Oct of 2018. Read More

0.25%

$10,000

10.76

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0.25%

$10,000

6.99

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| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

0.20%

$10,000

19.96

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0.20%

$10,000

13.95

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0.20%

$10,000

18.13

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| Mar 25, 2019

CDs shown are not offered in Knoxville area Read More

0.15%

$10,000

24.07

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| Dec 30, 2018

Garden14 Read More

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Hendersonville, TN - August 2, 2025


Branch Street City State
Simmons Bank
First State Mortgage Branch
7114 Highway 70 South, Suite 105 Nashville TN
InsBank
Insbank Branch
2106 Crestmoor Road Nashville TN
Bank of America, National Association
Bellevue Branch
7043 Highway 70 South Nashville TN
City National Bank
Nashville Branch
54 Music Square East, Suite 100 Nashville TN
Wells Fargo Bank, National Association
Bellevue Branch
7514 Highway 70 South Nashville TN
BankTennessee
Lebanon Branch
355 South Hartman Drive Lebanon TN
The Farmers Bank
Springfield Branch
1203 Memorial Boulevard Springfield TN
Legends Bank
Green Hills Branch
2213 Crestmoor Road Nashville TN
Volunteer Bank
Springfield Branch
2112 Memorial Blvd Springfield TN
CedarStone Bank
Donelson Branch
2800 Lebanon Pike Nashville TN
F&M Bank
Springfield Branch
3519 Tom Austin Highway Springfield TN
Citizens Bank of Lafayette
Lebanon Main Branch
1035 West Main Street Lebanon TN
Bank of Tennessee
Nashville Branch
2525 West End Street Nashville TN
CedarStone Bank
Donelson Branch
2800 Lebanon Pike Nashville TN
Pinnacle Bank
Nashville Old Mo Branch
7651 Highway 70 South Nashville TN
Wilson Bank and Trust
Donelson Branch
217 Donelson Pike Nashville TN
First Freedom Bank
Mt. Juliet Branch
12888 Lebanon Road Mount Juliet TN
FSNB, National Association
Fsnb - Nashville Charlotte Pike Walm Branch
7044 Charlotte Pike Nashville TN
Citizens Savings Bank and Trust Company
Clarksville Hwy. Branch
3930 Clarksville Hwy. Nashville TN
First Farmers and Merchants Bank
Green Hills Branch
4013 Hillsboro Circle Nashville TN
Renasant Bank
Nashville Green Hills Branch
2200 Abbott Martin Road, Suite 101 Nashville TN
Southern Bank of Tennessee
Smyrna Branch
403 S Lowry St Smyrna TN
First Horizon Bank
Bellevue Bank Branch
8160 Sawyer Brown Road Nashville TN
First-Citizens Bank & Trust Company
Nashville Demonbreun Branch
1534 Demonbreun Street Nashville TN


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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